Accidents can happen in everyday life and you can catch illnesses with no warning. If you are too ill to work, then your income might stop, and you may be stuck with no money to pay your bills. Here at AIMS we understand that this can happen to anyone, so we provide reliable insurance covering a monthly income for if you are off work due to an illness or accident that wasn’t your fault.
Accident & Sickness is designed to provide you with an income to meet your outgoings in case of:
- Absence from work due to illness
- Absence from work due to an accident
With an accident & sickness policy you pay a monthly premium for the level of cover you need, and in the event of a claim you will receive that amount of money each month to cover your costs and spend as you wish. Policies usually pay out for up to a year or until you return to work, whichever happens first.
You can choose the amount of benefit you would like to receive, although there are some limits on the maximum amount. The premium will be a percentage of the amount of monthly benefit you would like to receive. Benefits are usually payable for a maximum of 12 or 24 months.